index fund investment for beginners
Can 18-Year-Olds Crush Debt With Financial Planning?
Yes, an 18-year-old can crush debt by combining disciplined budgeting, early low-cost index-fund investing, and targeted loan repayment. The approach relies on compounding, tax-advantaged accounts, and avoiding high-fee products. 2024 marks the 20th year that average U.S. savings-account APY has stayed near 2.1% while broad market index funds